Wedding Loan Repayment Calculator

Our Wedding Loan Repayment Calculator helps you estimate your monthly repayments, total interest costs, and the full amount you’ll repay over the life of your wedding loan. Whether you're covering venue hire, catering, travel, photography, or other wedding-related expenses, this tool provides a clear breakdown of your repayment obligations to support confident financial planning.

To begin, enter the total loan amount, any deposit or upfront payment, the interest rate, and your preferred loan term in years. The calculator will display your estimated monthly repayment, total loan repayment amount, and the interest portion. It’s designed for couples in New Zealand wanting to understand how different loan terms, interest rates, or deposit sizes can impact the overall cost of borrowing.

Your repayments depend on several key factors including the loan amount, repayment term, deposit size, and the interest rate offered by your lender. A shorter term or lower interest rate will reduce total interest costs, while a larger deposit lowers the principal and brings down both the interest charged and your regular payments. Longer terms may result in lower monthly payments but increase the total amount paid over time.

This free wedding loan repayment calculator is ideal for engaged couples, families, or anyone contributing financially to a wedding. It’s fast, easy to use, and obligation-free. No personal details are required, and all calculations are instant. Use it to compare different borrowing scenarios and make informed decisions that align with your wedding plans and your budget.

Lending to friends or whānau? Use Amico to stay protected with a clearly defined loan process.

If you're thinking about lending money to friends or family, it's important to make the process clear, fair, and legally secure. That’s where Amico comes in. Amico is a New Zealand-based peer-to-peer lending app that simplifies Wedding lending between people who trust each other. It helps you set clear terms, create a digital contract, and manage repayments in one easy-to-use platform.

Using Amico, you can create a loan agreement in five simple steps: get informed by understanding ethical lending practices; create your free account in just a few minutes; start a new loan by entering agreed terms like repayment dates and interest (if any); pay a one-off $15 fee to generate a formal contract; and invite the other party to review and sign. Everything is securely stored, and your agreement is legally binding, so there’s no confusion or stress down the track.

This is a great option if you’re looking to support a loved one while keeping the loan process professional. Whether you’re lending for Wedding, a vehicle, or Wedding needs, Amico ensures that both parties stay protected and confident. Visit Amico to learn more and start lending responsibly today.

Wedding Loan Amount

$

Deposit / Down Payment

$

Loan Interest Rate

%

Repayment Period (Years)

Monthly Payment Owed

$

Total Payment Owed

$

Total Principal Owed

$

Total Interest Payment Owed

$


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