This powerful term deposit calculator will calculate what the future value of your term deposit investment will be after your chosen period by taking into account both New Zealand tax on interest earned as well as variable interest rates and varying compounding frequency. By taking into account the tax on interest earnings and the likelihood of a fluctuating interest rate over time this calculator will provide a more accurate set of results than alternatives. Different banks and financial institutes have varying interest compounding frequencies which this calculator also takes into account to best mirror your situation.
Investment term in years
Investment starting amount
Annual tax rates
Tax interest earnings?
Income tax rate
Optional additional deposits
Deposit amount (DA)
Deposit frequency (DF)
Additional annual deposits
Annual interest rate (i.e. 2.25%)
Fixed or variable interest rates over term?
Average rate given
Interest compounding frequency
Interest earned after tax
If you've found a bug, or would like to contact us please click here.
Calculate.co.nz is partnered with Interest.co.nz for New Zealand's highest quality calculators and financial analysis.
Copyright © 2019 calculate.co.nz All Rights Reserved. No part of this website, source code, or any of the tools shall be copied, taken or used without the permission of the owner. All calculators and tools on this website are made for educational and indicative use only. Calculate.co.nz is part of the GST Calculator, PAYE Calculator,and Salary.co.nz group.