This net worth calculator will allow you to gauge your net worth and summarise your assets and liabilities in one place. Many different types of assets contribute positively to one’s net worth and in New Zealand, the most common asset would be property investment. However, many other asset types are often overlooked such as term deposits, shares value, debts owed to you, vehicles, Kiwisaver, and many others. Liabilities are easier to quantify as they are usually in the forms of loans such as mortgages, student loans as well as debts such as credit card debts and taxes owed to the IRD. This net worth calculator will help you quantify your current financial situation and allow transparency over areas that you are doing well in and others that you may need to address.
Cash on hand
Cheque account cash balance
Life insurance cash out value
Savings account cash balance
Businesses at market sale value
Debts owed to you at likely payback value
debts owed subtotal
Bonds (i.e. government, council, company)
Derivatives (i.e. futures)
Managed funds (i.e. trust value)
Other investments (i.e. domains, cryptocurrency)
Peer to Peer lending (i.e. Trademe Harmoney)
Shares (i.e. shares in company, business)
Term deposits (i.e. 6 month deposit)
Antiques at market value
Art and collectibles at market value
Commercial real estate market value (i.e. office buildings)
Industrial real estate market value (i.e. factories)
Jewellery and personal belongings at market value
Residential real estate market value (i.e. houses)
Vehicles at market value
Kiwisaver current value
Foreign pension value
Any other assets (i.e. accounts receivable and notes)
unclassified assets subtotal
Commercial property mortgage total loan value
Consumer and standard loans total value
Credit card debt total balance value
Debts owed to others at likely payback value
Industrial property mortgage total loan value
Residential property mortgage total loan value
Student loans total value (i.e. student loan owed to IRD)
Taxes owed full value (i.e. money owed to IRD)
Vehicle loans total loan value
Any other liabilities (i.e. accounts payable to others)
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