Borrowing Capacity Calculator

This borrowing capacity calculator will allow you to estimate the amount that you likely will be able to borrow from a lending institute. This calculator also shows how much you could borrow with a slightly larger payment per period. When estimating how much you can afford to pay we recommend being slightly conservative with the amount that you use just to take into account the need for emergency funds.

For help getting approved for a home loan we recommend Stewart & Lord – Registered Financial Advisers. To contact Stewart & Lord please click here.

How much is your deposit?

$

Interest rate (in percent; i.e. 4.5)

%

What is your preferred loan term?

years

How much could you afford to comfortably pay?

Paying $0 per week you could borrow

Paying an extra 5% per week you could borrow

Paying an extra 10% per week you could borrow

Paying an extra 15% per week you could borrow



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