KiwiSaver Calculator

BASIC INFORMATION
What is your current KiwiSaver Balance?
$
What is your date of birth?
On your next birthday, you will be:
At which age do you think you will retire?
You have this many rounded years until you retire at
You have this many rounded months until you retire at
CONTRIBUTION AND FUTURE EXPECTATIONS
What is your current annual income before tax?
$
What is your anticipated annual income growth per year %?
%
What is your current employee KiwiSaver contribution level?
%
What is your current employer KiwiSaver contribution level?
%
What level of inflation do you want to apply?
%
OPTIONAL CONTRIBUTIONS
What level of voluntary contribution will you be adding?
$
At which frequency would you like to add the voluntary contribution?
FUND SPECIFICS
Which KiwiSaver fund would you like to use?
Return rate applied across balance in Cash fund:
%
What is your KiwiSaver Prescribed Investor Tax Rate (PIR)?
%
Yearly KiwiSaver account management fee percentage
%
NZ Government contribution per year:
$
FIRST HOME BUYER?
Will you use your KiwiSaver balance to purchase a property?
TACTICAL FUND CHANGE BEFORE RETIREMENT?
Will you change your fund type before retirement?
OVERALL SUMMARY
Summary:
KiwiSaver absolute balance at retirement age of
$
Present value of future KiwiSaver annuity balance after years of % inflation
$
Average gross investment return rate acquired over the years
%
Average net investment return rate acquired after tax
%
COMPONENT BREAKDOWN
KiwiSaver Contribution Summary from age to age
Additions:
$
KiwiSaver opening balance
$

Previous balance related compound interest gains
$
Tax on previous balance related compound interest gains
$
Net compound interest contributions
$

Total employer and employee contributions
$
Month specific investment gains on month specific contributions
$
Month specific tax on month specific contributions
$
Net employer and employee contributions
$

Total employee additional contribution
$
Month specific investment gains on month specific contributions
$
Month specific tax on month specific contributions
$
Net employee additional contribution
$

Total Government contribution
$
Month specific investment gains on month specific contributions
$
Month specific tax on month specific contributions
$
Net Government contribution
$
Total Additions:
$

Subtractions:
$
Total balance taken and used for KiwiSaver first home buyer scheme
$
Total KiwiSaver account management fees paid
$
Total Subtractions:
$

Yearly Summary

Age Start of year Balance Fund Type First Home Purchase Balance Change

KiwiSaver End of Month Balance

Month and Age End of Month Balance Government Contribution Month First Home Purchase Balance Change