Mortgage Budget Calculator

Frequency
What frequency will you be using to enter the values?
Remuneration
Allowances income
$
Commission income
$
Gross salary income
$
Subsidy income
$
Other income
$
Remuneration subtotal
$
Deductions
ACC deductions
$
Fringe benefit tax deductions
$
Kiwi Saver deductions
$
PAYE deductions
$
GST deductions
$
Retirement annuity deductions
$
Student loan deductions
$
Other deductions
$
Deductions subtotal
$
Net remuneration
$
Other Income
Child support income
$
Dividend income
$
Monthly pension income
$
Rental property income
$
Other income total
$
Operational Expenses
Cleaning expenses
$
Clothing expenses
$
Donation expenses
$
Education expenses
$
Entertainment expenses
$
Gardening expenses
$
Groceries expenses
$
Investment expenses
$
Life insurance expenses
$
Maintenance payments expenses
$
Medical costs expenses
$
Memberships expenses
$
Property tax expenses
$
Rent paid expenses
$
Repairs/maintenance expenses
$
Subscription based services expenses
$
Utilities expenses
$
Vehicle fuel expenses
$
Vehicle maintenance expenses
$
Vehicle insurance expenses
$
Other expenses
$
Total operational expenses
$
Financing Expenses
Bank charges expenses
$
Credit card repayment expenses
$
Technology financing expenses
$
Furniture financing expenses
$
Vehicle financing expenses
$
Mortgage repayment expenses
$
Personal loan payment expenses
$
Other expenses
$
Total financing expenses
$
Net Disposable Income Calculation
Net remuneration total
$
Other income total
$
Incomes
$
Operational expenses total
$
Financing expenses total
$
Expenses
$
Net Disposable Income (NDI)
$
Mortgage Calculations
What frequency would you like to pay the mortgage?
How much is your deposit?
$
Interest rate (in percent; i.e. 4.5%)
%
What is your preferred loan term in years?
With a $0.00 monthly NDI which equates to $0.00 per fortnight you can afford to borrow
$